Good financial planning requires that we not only hope for the best but that we plan for the worst. Or at least build a plan to handle the speed bumps that life throws us. Towards this end we review areas of risk that our clients face and suggest ways to lessen the bad impact of these events. Many times there are insurance products that will reduce the effects of negative events.
We help our clients with life insurance, disability income insurance, long-term care insurance. We also work with our clients to assess their need for property and casualty insurance products like homeowners insurance and liability insurance policies including umbrella liability policies.
When you buy an insurance policy you transfer the financial risk of an event to an insurance company. A sound insurance strategy can help protect your family and your business from the financial consequences of those events.